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Nigeria’s Workers’ Compensation Scheme Reaches 7.6 Million Enrollees as Police Force Joins Safety Net

Nigeria’s national employees’ compensation framework has enrolled more than 7.6 million workers, marking a substantial expansion in the country’s social protection architecture and bringing formal injury and death coverage to sectors that were previously excluded.

The Nigeria Social Insurance Trust Fund announced the development at the 2026 International Civil Service Conference in Abuja, where its managing director outlined the scale of reform undertaken since mid-2024 and identified the enrolment of the Nigeria Police Force as a historic turning point for the scheme.

The decision to bring the country’s largest law enforcement institution into the Employees Compensation Scheme followed direct engagement with the Inspector-General of Police. Officials argued that officers who understand their families will receive financial protection should they be injured or killed in service will perform with greater confidence, with direct implications for national security outcomes.

The managing director described the state of the institution at the time of assuming office as one with significant potential but persistent operational challenges. The Employees Compensation Scheme had not achieved its intended reach. Compliance was inconsistent, claims processing was slow, public awareness remained limited, and stakeholder confidence was fragile.

A series of deliberate reforms were subsequently introduced across governance, technology, and service delivery. The fund partnered with the Independent Corrupt Practices and Other Related Offences Commission to strengthen anti-corruption mechanisms, designated 120 staff as liaison officers across all offices nationwide, and formalised that collaboration through a memorandum of understanding.

On the technology front, the organisation shifted away from paper-based processes toward integrated digital platforms designed to improve transparency and reduce processing times. Automated workflows, real-time claims tracking, and standardised timelines were introduced with the stated goal that no worker or their family should experience unnecessary delays when entitled to compensation under law.

In terms of geographic reach, officials conducted personal visits to the governors of Lagos, Rivers, Delta, Sokoto, and Taraba states, and in April 2026 formalised a partnership with Lagos State to implement the scheme for state government workers. An advocacy effort is also underway to require ECS compliance certificates as a condition for companies bidding on government procurement contracts.

During 2024, the fund processed 22,350 compensation claims and recorded a 21 percent increase in payout volumes. Among the payments made were 90 million naira to a Seplat worker, 76 million naira to the dependants of a Nigerian Breweries employee, 31 million naira to cover medical expenses for a Nestle worker, and 42.5 million naira to the family of a deceased employee at Depthwize.